1 Year Accidental Damage Insurance Under 1000€

Device Insurance

Product Information Document

Import Export GEFT 2014 HK LTD

Responsible Insurance Company
Trade name: PhotoFury
Registered address: 706, 7F South Seas Centre, Tower 2, 75 Moody Rd, Tsim ShaTsui, Hong Kong.

Product: PhotoFury Protection Plan

This document provides a summary of key information about the PhotoFury Protection Plan and does not consider specific requests or needs. Pre-contractual and contractual information is provided in the relevant insurance contract documents.

What is this type of insurance?

“The PhotoFury Protection Plan” is an insurance policy that provides repair or replacement of your insured product under certain events.

What is insured?

The following events are insured for your electronic device, new or used, for which you have purchased the insurance coverage. Material damage or destruction of the insured device caused by unforeseen events due to:

• Operational errors
• Device drops
• Breakages
• Liquid (excluding weather effects)
• Fire
• Lightning
• Explosions
• Implosions
• Voltage overloads
• Induction
• Short circuit
• Sabotage
• Vandalism

Additionally, if the option has been purchased along with this insurance policy, your device is protected against forcible extraction (robbery or assault) and theft of the device outside of your personal custody.

What is not insured?

• Cosmetic damages that do not affect the operability of the insured device.
• The cost of replacing any accessory added to the product after its original purchase; consumables, auxiliary materials.
• Damage and loss caused by misappropriation or by leaving, forgetting, or losing the insured device.
• Damage that must be rectified by a third party, e.g., a manufacturer, dealer, or repair shop.
• Damage or malfunction that can be rectified by cleaning.
• Theft or any other loss of the insured device if the option has not been purchased in conjunction with this policy.

Please refer to the Terms and Conditions Policy for a comprehensive list of risks and damages not covered.

Are there any restrictions?

• Damage occurring during the manufacturer's warranty period if the manufacturer or the insured party should be considered responsible for the damage.
• Claim costs within the policy excess amount.
• Any damage caused by omission or through intentional or deliberate acts.
• Damage caused by cleaning, servicing, maintenance, or normal wear and tear.
• Consequential damage directly or indirectly to property or financial loss.
• Series production failures or other manufacturer errors.
• Damage caused by improper packaging of the product during transport or shipping.

Please refer to the Terms and Conditions Policy for a comprehensive list of exclusions and restrictions.

Where am I covered?

The insurance is valid worldwide. However, certain costs are restricted to the rates of your country of residence.